# Jeffrey Stuben > Florida real estate team serving Tampa Bay and surrounding markets with buyer, seller, relocation, new-construction, investment, luxury, land, and commercial representation. Tampa Bay expertise, 400+ reported transactions, finance-led advice, residential and commercial, luxury and waterfront, investments, new construction, staging support, first-time buyers, relocations ## Agent Bios - [Dylan Cordero, St. Petersburg FL Agent | Stuben Group](https://thestubengroup.com/agents/dylan-cordero): Profile of Dylan Cordero, a Florida REALTOR serving residential resale, new construction, and investment clients across the Tampa Bay area. - [Jeffrey Stuben, Tampa Bay Broker Associate | Stuben Group](https://thestubengroup.com/agents/jeffrey-stuben): Profile of Jeffrey Stuben, a Tampa Bay broker associate serving residential and commercial real-estate clients. - [Susan Falls-Stuben | Tampa Bay Agent | Stuben Group](https://thestubengroup.com/agents/susan-falls-stuben): Profile of Susan Falls-Stuben, a licensed associate serving clients in the Tampa Bay region. ## Neighborhood Guides - [Living in Beacon Place East, Safety Harbor FL | Stuben](https://thestubengroup.com/neighborhoods/beacon-place-east): Neighborhood profile for Beacon Place East, Florida, covering demographics, amenities, schools, and nearby property listings. - [Living in Belleair, FL Neighborhood | The Stuben Group](https://thestubengroup.com/neighborhoods/belleair): Belleair, Florida neighborhood page featuring property listings, demographic statistics, local amenities, and nearby schools. - [Living in Belleair Bluffs FL | The Stuben Group](https://thestubengroup.com/neighborhoods/belleair-bluffs): Belleair Bluffs, Florida neighborhood page featuring property listings, demographic data, walkability scores, and nearby points of interest. - [Living in Bradenton, FL | The Stuben Group Homes](https://thestubengroup.com/neighborhoods/bradenton): Bradenton, Florida neighborhood page featuring property listings, demographic data, local businesses, schools, and nearby communities. - [Living in Carrollwood, FL | The Stuben Group Homes](https://thestubengroup.com/neighborhoods/carrollwood): Carrollwood neighborhood page featuring property listings, demographics, walkability data, and nearby points of interest. - [Living in Chevy Chase Estates, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/chevy-chase-estates): Neighborhood real-estate listings and demographic data for Chevy Chase Estates, Florida. - [Living in Clearwater, FL | The Stuben Group Realty](https://thestubengroup.com/neighborhoods/clearwater): A Clearwater, Florida neighborhood guide combining property listings, demographic data, walkability scores, nearby businesses, and school information. - [Living in Clearwater Beach, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/clearwater-beach): Directory of Clearwater Beach property listings, neighborhood demographics, amenities, points of interest, and nearby schools in Florida. - [Living in Country Trails, Safety Harbor FL | Stuben Group](https://thestubengroup.com/neighborhoods/country-trails): A real-estate neighborhood profile for Country Trails, Florida, featuring property listings, demographics, amenities, and nearby schools. - [Living in Dunedin, FL Homes | The Stuben Group](https://thestubengroup.com/neighborhoods/dunedin): Dunedin, Florida neighborhood page featuring property listings, demographic data, walkability information, businesses, and nearby schools. - [Living in East Lake, FL | Homes & The Stuben Group](https://thestubengroup.com/neighborhoods/east-lake): Directory of East Lake, Florida property listings, demographics, amenities, schools, and nearby neighborhoods. - [Greater Tampa Bay, FL Area Homes](https://thestubengroup.com/neighborhoods/greater-tampa-bay): Directory entry for Greater Tampa Bay, Florida, featuring property listings, neighborhood demographics, walkability, local businesses, schools, and nearby communities. - [Living in Hillcrest Acres, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/hillcrest-acres): Directory of Hillcrest Acres, Florida property listings, neighborhood demographics, local amenities, walkability, and nearby schools. - [Living in Hillsborough County, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/hillsborough-county): A Hillsborough County, Florida real-estate directory featuring property listings, demographic data, local businesses, and neighborhood metrics. - [Living in Huntington, Safety Harbor FL | Stuben Group](https://thestubengroup.com/neighborhoods/huntington): Real-estate listings and neighborhood demographic, amenities, and employment data for Huntington, Florida. - [Living in Indian Rocks Beach, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/indian-rocks-beach): Directory of Indian Rocks Beach property listings, demographics, amenities, points of interest, and nearby neighborhoods. - [Living in Island Way Condominiums, FL | Stuben Group](https://thestubengroup.com/neighborhoods/island-way-condominiums): A real-estate neighborhood profile covering Island Way Condominiums, Florida, with listings, demographics, walkability, businesses, and nearby schools. - [Living in Keystone, FL | Neighborhood Guide | Stuben Group](https://thestubengroup.com/neighborhoods/keystone): A neighborhood profile covering Keystone, Florida homes, demographics, amenities, and nearby points of interest. - [Living in Land O Lakes, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/land-o-lakes): A real-estate directory featuring Land O Lakes, Florida property listings, neighborhood demographics, amenities, points of interest, and nearby schools. - [Living in Largo, FL | The Stuben Group Real Estate](https://thestubengroup.com/neighborhoods/largo): Directory page for Largo, Florida property listings, neighborhood demographics, amenities, and nearby points of interest. - [Living in Lutz FL | The Stuben Group Real Estate](https://thestubengroup.com/neighborhoods/lutz): A real-estate neighborhood directory page featuring Lutz, Florida property listings, demographics, amenities, and nearby schools. - [Living in Madeira Beach FL | The Stuben Group](https://thestubengroup.com/neighborhoods/madeira-beach): Neighborhood directory featuring Madeira Beach property listings, demographics, nearby businesses, recreation, schools, and comparable areas. - [Living in Northwood East, Safety Harbor FL | Stuben Group](https://thestubengroup.com/neighborhoods/northwood-east): Directory profile of Northwood East, Florida, featuring property listings, demographics, nearby businesses, walkability, and local housing data. - [Living in Odessa, FL | Neighborhood Guide | Stuben Group](https://thestubengroup.com/neighborhoods/odessa): Directory listing for Odessa, Florida property listings, demographics, amenities, schools, and neighborhood data. - [Living in Oldsmar, FL Homes | The Stuben Group](https://thestubengroup.com/neighborhoods/oldsmar): Oldsmar, Florida neighborhood page featuring property listings, demographics, nearby businesses, attractions, and schools. - [Living in Palm Harbor, FL Homes | The Stuben Group](https://thestubengroup.com/neighborhoods/palm-harbor): Directory listing for Palm Harbor, Florida property listings, demographics, amenities, schools, and nearby neighborhoods. - [Living in Pasco County, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/pasco-county): Directory of Pasco County, Florida property listings, demographic statistics, local amenities, and neighborhood information. - [Living in Phillippe Woods, Safety Harbor FL | Stuben Group](https://thestubengroup.com/neighborhoods/phillippe-woods): Neighborhood directory for Phillippe Woods, Florida, featuring market listings, demographics, nearby businesses, walkability, and schools. - [Living in Pinellas County, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/pinellas-county): Real-estate directory for Pinellas County, Florida, featuring property listings, demographic data, amenities, and neighborhood comparisons. - [Living in Safety Harbor FL | The Stuben Group](https://thestubengroup.com/neighborhoods/safety-harbor): A real-estate neighborhood directory page featuring Safety Harbor property listings, demographics, amenities, businesses, and nearby schools. - [Living in Saint Pete Beach FL | The Stuben Group](https://thestubengroup.com/neighborhoods/saint-pete-beach): Saint Pete Beach neighborhood page featuring property listings, demographics, walkability, businesses, and nearby schools. - [Living in Sarasota, FL | The Stuben Group Homes](https://thestubengroup.com/neighborhoods/sarasota): Directory page featuring Sarasota property listings, demographic statistics, walkability data, and nearby businesses. - [Living in Sarasota County, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/sarasota-county): A templated Sarasota County, Florida real-estate page featuring property listings, demographic data, amenities, and local points of interest. - [Living in Seminole, FL Homes | The Stuben Group](https://thestubengroup.com/neighborhoods/seminole): Directory entry for Seminole, Florida property listings, demographics, nearby amenities, and neighborhood data. - [Living in St. Petersburg, FL | The Stuben Group](https://thestubengroup.com/neighborhoods/st-petersburg): A templated St. Petersburg, Florida neighborhood page featuring property listings, demographic statistics, walkability data, and nearby businesses. - [Living in Tampa, FL | Neighborhood Guide | Stuben Group](https://thestubengroup.com/neighborhoods/tampa): Tampa, Florida neighborhood profile featuring property listings, demographics, walkability, points of interest, and schools. - [Living in Wesley Chapel FL | The Stuben Group](https://thestubengroup.com/neighborhoods/wesley-chapel): Wesley Chapel, Florida neighborhood page featuring property listings, demographic data, nearby businesses, and local housing resources. - [Living in Westchase, FL | Homes & Guide | Stuben Group](https://thestubengroup.com/neighborhoods/westchase): Directory listing for Westchase, Florida property listings, demographics, amenities, and nearby schools. ## Tools - [Home Valuation St. Petersburg, FL | The Stuben Group](https://thestubengroup.com/home-valuation): A landing page offering free instant home valuations from The Stuben Group. ## Featured Blog Posts - [Avoiding Mortgage Stress | Jeffrey Stuben](https://thestubengroup.com/blog/avoiding-financial-stress): A mortgage-shopping guide from The Stuben Group covering affordability, loan qualifications, rates, and mortgage types. - [Build a Plan of Action and Get Ready | Jeffrey Stuben](https://thestubengroup.com/blog/build-a-plan-of-action-and-get-ready): A guide outlining financial preparation and location considerations for buyers planning a home purchase. - [Common Ways of Holding Title | Jeffrey Stuben](https://thestubengroup.com/blog/common-ways-of-holding-title): An overview of common property title vesting methods, including sole ownership, co-ownership, corporations, partnerships, trusts, and LLCs. - [Condominium and PUD Ownership | Jeffrey Stuben](https://thestubengroup.com/blog/condominium-and-pud-ownership): A guide to the ownership structures, shared amenities, assessments, and governing documents of condominiums and planned unit developments. - [Considering Offers | Jeffrey Stuben](https://thestubengroup.com/blog/considering-offers): A Stuben Group guide explains how sellers can evaluate an offer's price, terms, and overall package. - [Creative Financing | Jeffrey Stuben](https://thestubengroup.com/blog/creative-financing): An explainer on lender's title insurance for sellers carrying back a second mortgage through creative financing. - [Environmental Issues | Jeffrey Stuben](https://thestubengroup.com/blog/environmental-issues): A real-estate article explaining how buyers can identify environmental liabilities before purchasing property. - [Finding the Right Agent | Jeffrey Stuben](https://thestubengroup.com/blog/finding-the-right-agent): A real estate guidance article explaining how to evaluate and select an agent. - [Finding the Right Seller | Jeffrey Stuben](https://thestubengroup.com/blog/finding-the-right-seller): A real-estate blog article explaining how buyers can identify motivated sellers and avoid problematic transactions. - [For Sale By Owner - A Good Idea? | Jeffrey Stuben](https://thestubengroup.com/blog/for-sale-by-owner-a-good-idea): The Stuben Group explains the challenges, costs, and potential tradeoffs of selling a home without a professional real estate agent. - [Getting a Legitimate Lender and Getting Pre-Approved | Jeffrey Stuben](https://thestubengroup.com/blog/getting-a-legitimate-lender-and-getting-pre-approved): A real-estate blog explains mortgage pre-approval, lender legitimacy, and lenders to avoid when competing for a home. - [Getting the Highest Price in the Shortest Time | Jeffrey Stuben](https://thestubengroup.com/blog/getting-the-highest-price-in-the-shortest-time): A real-estate guide outlining ways sellers can maximize their home's price while shortening the time to sale. - [Hot, Normal, and Cold Markets | Jeffrey Stuben](https://thestubengroup.com/blog/hot-normal-and-cold-markets): A guide from The Stuben Group explaining how hot, normal, and cold housing markets affect buyers and sellers. - [Importance of Inspection | Jeffrey Stuben](https://thestubengroup.com/blog/importance-of-inspection): Jeffrey Stuben explains why buyers should obtain and carefully review a professional home inspection before purchasing property. - [Insist on a Home Inspection | Jeffrey Stuben](https://thestubengroup.com/blog/insist-on-a-home-inspection): A Stuben Group blog post explains why sellers and buyers should insist on a professional home inspection. - [Is Buying a Home Still a Smart Plan | Jeffrey Stuben](https://thestubengroup.com/blog/is-buying-a-home-still-a-smart-plan): A real-estate blog article weighing the financial and personal benefits of homeownership as a long-term investment. - [Items You Need When Applying For a Loan | Jeffrey Stuben](https://thestubengroup.com/blog/items-you-need-when-applying-for-a-loan): A Stuben Group guide outlining documentation borrowers typically need when applying for standardized, FHA, VA, or refinance loans. - [Know Why You are Selling | Jeffrey Stuben](https://thestubengroup.com/blog/know-why-you-are-selling): A real-estate blog article explaining how sellers' reasons and priorities should shape their selling strategy. - [Land Contract | Jeffrey Stuben](https://thestubengroup.com/blog/land-contract): An educational real-estate article explaining how land contracts work, their potential benefits and risks, and mortgage assumption as an alternative. - [Lead Poisoning | Jeffrey Stuben](https://thestubengroup.com/blog/lead-poisoning): A Stuben Group blog article explains lead-poisoning risks and disclosure considerations for buyers and sellers of older homes. - [Living Trusts | Jeffrey Stuben](https://thestubengroup.com/blog/living-trusts): A practical FAQ explaining how living trusts affect real-property ownership, taxes, homesteading, borrowing, and title arrangements. - [Making a Good First Impression | Jeffrey Stuben](https://thestubengroup.com/blog/making-a-good-first-impression): Jeffrey Stuben offers home-sale preparation advice focused on creating a strong first impression for prospective buyers. - [Mechanic's Liens | Jeffrey Stuben](https://thestubengroup.com/blog/mechanics-liens): A real-estate guidance article explaining homeowners' risks, protections, and response options involving mechanics' liens. - [Plan of Action | Jeffrey Stuben](https://thestubengroup.com/blog/plan-of-action): A practical guide outlining key steps sellers should take to prepare, negotiate, and complete a home sale. - [Required Reporting to the I.R.S. | Jeffrey Stuben](https://thestubengroup.com/blog/required-reporting-to-the-irs): A Stuben Group blog article explaining IRS Form 1099-S reporting requirements for sellers and settlement agents. - [Setting the Price | Jeffrey Stuben](https://thestubengroup.com/blog/setting-the-price): The Stuben Group explains how comparative market analysis and local market conditions can guide a home's asking price. - [Statements of Information | Jeffrey Stuben](https://thestubengroup.com/blog/statements-of-information): A CLTA explainer on how Statements of Information support title searches and help prevent closing delays. - [The Advantages of Different Types of Mortgage Lenders | Jeffrey Stuben](https://thestubengroup.com/blog/the-advantages-of-different-types-of-mortgage-lenders): A guide comparing portfolio lenders, mortgage bankers, banks, savings and loans, mortgage brokers, and lender recommendations. - [The Functions of an Escrow | Jeffrey Stuben](https://thestubengroup.com/blog/the-functions-of-an-escrow): An explanatory real-estate article outlining escrow's role, responsibilities, required documents, closing procedures, and limitations. - [The No-Cost Thirty Year Fixed Rate Mortgage | Jeffrey Stuben](https://thestubengroup.com/blog/the-no-cost-thirty-year-fixed-rate-mortgage): An explainer examining how no-cost mortgages work, their interest-rate tradeoffs, break-even points, and limited use cases. - [Thinking About Buying a Foreclosure? | Jeffrey Stuben](https://thestubengroup.com/blog/thinking-about-buying-a-foreclosure): A practical guide to foreclosure purchases, covering due diligence, property types, risks, and redemption periods. - [Title Insurance Requirements for Insuring Trusts | Jeffrey Stuben](https://thestubengroup.com/blog/title-insurance-requirements-for-insuring-trusts): A trust-focused guide explaining title insurance requirements for trustees holding, transferring, or conveying real property. - [Title Insurance When Refinancing Your Loan | Jeffrey Stuben](https://thestubengroup.com/blog/title-insurance-when-refinancing-your-loan): An explainer on why refinancing typically requires a new lender's title insurance policy and how homeowners may reduce its cost. - [Title Insurance - Where Does Your Dollar Go? | Jeffrey Stuben](https://thestubengroup.com/blog/title-insurance-where-does-your-dollar-go): An explainer on how title insurance premiums fund public-record research, risk elimination, and claims handling. - [Types of Mortgage Lenders | Jeffrey Stuben](https://thestubengroup.com/blog/types-of-mortgage-lenders): An explainer describing mortgage bankers, portfolio lenders, direct lenders, correspondents, brokers, and wholesale lenders. - [Underground Heating Oil Tanks | Jeffrey Stuben](https://thestubengroup.com/blog/underground-heating-oil-tanks): A real estate blog article outlining inspection, environmental, contractual, and disclosure considerations for underground heating oil tanks. - [Understanding Foreclosures | Jeffrey Stuben](https://thestubengroup.com/blog/understanding-foreclosures): An overview of the foreclosure process, lender responses, public sales, and risks for buyers of foreclosed properties. - [Understanding Preliminary Reports | Jeffrey Stuben](https://thestubengroup.com/blog/understanding-preliminary-reports): CLTA article explaining preliminary reports, title exceptions, encumbrances, and their role before issuing title insurance. - [Understanding Title Insurance | Jeffrey Stuben](https://thestubengroup.com/blog/understanding-title-insurance): A practical guide explaining title insurance, its protections, policy types, and role in real estate transactions. - [Use a Buyer's Agent | Jeffrey Stuben](https://thestubengroup.com/blog/use-a-buyers-agent): A Stuben Group blog post explains how a buyer's agent represents homebuyers during property searches and negotiations. - [Welcome to My New Website | Jeffrey Stuben](https://thestubengroup.com/blog/welcome-to-my-new-website): Jeffrey Stuben introduces his Clearwater real estate website and explains its property search, saved-search, and home valuation tools. - [What is a Short Sale Anyway? | Jeffrey Stuben](https://thestubengroup.com/blog/what-is-a-short-sale-anyway): The Stuben Group explains short sales, lender approval requirements, transaction challenges, and potential tax consequences for homeowners. - [What's a FICO? | Jeffrey Stuben](https://thestubengroup.com/blog/whats-a-fico): A Stuben Group guide explains FICO scores, mortgage requirements, score factors, and ways prospective buyers can prepare their credit. - [Where Does the Money Come From for Mortgage Loans? | Jeffrey Stuben](https://thestubengroup.com/blog/where-does-the-money-come-from-for-mortgage-loans): An explainer of how mortgage loans are funded, pooled, securitized, serviced, and sold to investors. - [Which ARM is the Best Alternative? | Jeffrey Stuben](https://thestubengroup.com/blog/which-arm-is-the-best-alternative): An explainer outlines the features, risks, payment options, and potential uses of the 11th District COFI adjustable-rate mortgage. - [Why Do You Need Title Insurance? | Jeffrey Stuben](https://thestubengroup.com/blog/why-do-you-need-title-insurance): An explainer outlining why homebuyers and mortgage lenders use title insurance to protect property ownership interests. - [Why You Should Not Make Any Major Credit Purchases | Jeffrey Stuben](https://thestubengroup.com/blog/why-you-should-not-make-any-major-credit-purchases): The Stuben Group explains why prospective homebuyers should avoid major credit purchases before closing. - [Your Savings and Down Payment | Jeffrey Stuben](https://thestubengroup.com/blog/your-savings-and-down-payment): A real-estate guide explaining how savings and down-payment size affect mortgage choices, interest rates, offers, and loan qualification. - [Biweekly Mortgage: Is It Worth It? | Jeffrey Stuben | Jeffrey Stuben](https://thestubengroup.com/blog/the-biweekly-mortgage-who-needs-it): An analysis of biweekly mortgage plans, their costs and risks, and free self-managed alternatives for accelerating loan repayment. - [The EDGE District Is Becoming Downtown St. Pete's Real Main Street | Jeffrey Stuben](https://thestubengroup.com/blog/the-edge-district-is-quietly-becoming-downtown-st-petes-real-main-street): An analysis of how restaurant openings, closures, and major projects are reshaping downtown St. Petersburg's EDGE District and historic core. ## Testimonials - [Client Testimonials St. Petersburg, FL | The Stuben Group](https://thestubengroup.com/testimonials): Client testimonials describing experiences with The Stuben Group's real estate services. ## Core Pages - [St. Petersburg, FL Real Estate | The Stuben Group](https://thestubengroup.com/): A landing page promoting free home valuation services from The Stuben Group. ## Other Pages - [Real Estate Insights St. Petersburg, FL | The Stuben Group](https://thestubengroup.com/blog): The Stuben Group's blog features practical articles on mortgages, homeownership, selling, and Florida real estate markets. - [Contact The Stuben Group | St. Petersburg, FL Real Estate](https://thestubengroup.com/contact-us): Contact page for The Stuben Group, a Florida real estate team with offices and phone numbers serving Pinellas County, Hillsborough County, and the Florida Panhandle. - [St. Petersburg, FL Neighborhoods | The Stuben Group](https://thestubengroup.com/neighborhoods): Directory of neighborhoods served by The Stuben Group across Tampa Bay and surrounding Florida communities. - [About Our Team in St. Petersburg, FL | The Stuben Group](https://thestubengroup.com/team): Team page for The Stuben Group, featuring its agents, client testimonials, and available Florida properties. - [Privacy Policy | The Stuben Group | St. Petersburg, FL](https://thestubengroup.com/terms-and-conditions): Privacy policy and terms of use outlining Jeffrey Stuben's website data practices, AI use, tracking technologies, sharing, and user choices.